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COOKIE
POLICY

A LEGAL DISCLAIMER

This Cookie Policy explains how LOBCHANGE Inc. (“we,” “us,” or “our”) uses cookies and similar technologies on our websites, platforms, and digital services (collectively, the “Services”).
We use cookies to improve user experience, analyze performance, enhance security, and customize content.

By using our website, you consent to the use of cookies as described in this Policy, unless you disable them.

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2. What Are Cookies?

Cookies are small text files placed on your device (computer, smartphone, or tablet) when you visit a website. They help websites function efficiently and provide information to the owners of the site.

Cookies can be:

  • Session cookies (deleted when you close your browser)

  • Persistent cookies (remain until they expire or are deleted)

  • First-party cookies (set by LOBCHANGE)

  • Third-party cookies (set by external service providers)

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3. Types of Cookies We Use

3.1 Essential Cookies

Required for the basic operation of the website, such as:

  • Security features

  • Session management

  • Access to secure areas

Without these cookies, the website may not function properly.

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3.2 Performance & Analytics Cookies

These cookies help us understand how visitors interact with our site, for example:

  • Pages visited

  • Navigation patterns

  • Time spent on the site

We use tools such as Google Analytics, Meta Pixel, and Cloudflare Analytics.

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3.3 Functional Cookies

These cookies enable the website to remember your preferences:

  • Language selection

  • Region

  • Saved settings

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3.4 Advertising & Targeting Cookies

Used to deliver relevant ads to you. They track:

  • Browsing activity

  • Interests

  • Engagement with promotional content

Examples include Google Ads, Meta Ads, and LinkedIn Insight Tag.

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3.5 Third-Party Cookies

Placed by partners who provide functionalities such as:

  • Video streaming (YouTube, Vimeo)

  • Payment integration (Stripe)

  • Social media sharing (Facebook, LinkedIn, X)

We do not control third-party cookies and recommend checking their policies.

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4. Why We Use Cookies

LOBCHANGE uses cookies to:

  • Improve website performance

  • Personalize user experience

  • Analyze traffic and customer behavior

  • Deliver relevant ads

  • Enhance security and fraud prevention

  • Enable login and user account functionality

  • Support payment operations in the LOBCHANGE ecosystem

Cookies help us to improve the quality of our services and the global customer journey.

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5. Your Cookie Choices & Control

You can manage or disable cookies through:

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5.1 Cookie Banner / Consent Manager

When you visit our site, you will see a cookie banner where you can:

  • Accept all cookies

  • Reject non-essential cookies

  • Customize your preferences

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5.2 Browser Settings

You may block or delete cookies through your browser’s settings:

  • Google Chrome

  • Safari

  • Firefox

  • Microsoft Edge

Blocking essential cookies may affect the functionality of the website.

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5.3 Opt-Out Tools

You may opt out of targeted advertising:

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6. Data Collected Via Cookies

Cookies may collect:

  • Device information

  • IP address

  • Browser type

  • Unique identifiers

  • Location (approximate)

  • Pages visited

  • Click behavior

We do not collect sensitive personal data through cookies.

All data is processed in accordance with:

  • GDPR (EU)

  • CCPA/CPRA (California)

  • PIPEDA (Canada)

  • Other applicable privacy regulations

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7. Sharing of Cookie Data

Cookie-related data may be shared with:

  • Analytics providers

  • Marketing partners

  • Payment processors

  • Security and anti-fraud services

  • Hosting providers

LOBCHANGE does not sell personal data.

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8. International Data Transfers

Because LOBCHANGE operates in over 85 countries, cookie data may be processed outside your region, including in the United States, Canada, and Europe.

We ensure compliance via:

  • Standard Contractual Clauses (SCCs)

  • Data Processing Agreements (DPAs)

  • Secure encryption and data protection standards

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9. Updates to This Cookie Policy

We may update this Cookie Policy from time to time. Changes will be posted on this page with an updated “Last Updated” date

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10. Contact Us

For questions about our cookie use:

LOBCHANGE Inc.
Email: privacy@lobchange.com
Website: www.lobchange.com

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